Business Risks index (alphabetical)

ANALOGY: Human death that occurs under certain situations is investigated by a competently trained medical specialist. Franchises that do not achieve financial health can be studied in a similar manner.

WikidFranchise's risk indexing system suggests franchised and non-franchised business do not have similar risk profiles at all. The majority occur during the relationship when the danger is difficult to remedy.

  1. 1 per cent of population are psychopaths
  2. 1,001 ways to make your life miserable
  3. 1/3 franchises do well, 1/3 break even & 1/3 lose money
  4. 100 per cent of settlements have gag orders
  5. 101 ways to terminate a contract
  6. 1st generation of investors knowingly sacrificed
  7. 2 per cent of valid claims make it to Trial
  8. 20 terminations turn into 200
  9. 30 different programs of kickbacks, shelf allowances and inside money
  10. 4 per cent of population have been fraud victims
  11. 40 per cent of franchisees have unsuccessful relationship with franchisor
  12. 44 charges of professional misconduct
  13. 5,000 new lawsuits per year in Ontario, Canada
  14. 55 per cent of franchisees would not advise others to join their system
  15. 75 per cent of new franchise systems die within 10 years
  16. 80 per cent of food distributed by 2 vertically-integrated groups of companies in Ontario, Canada
  17. 95 per cent of legal fees are paid by franchisors
  18. A man in debt is so far a slave
  19. Able to finance and sell negative cash flow franchise on crooked appraisals
  20. Abolish the FTC Rule
  21. Abuse inherent in modern franchising
  22. Abuse of business, regulatory & political authority can destroy people
  23. Abusive relationships of all kinds affects people deeply
  24. Academic research
  25. Academic scorn
  26. Accept the new contract or you're terminated
  27. Access to justice
  28. Access to knowledge is a right
  29. Accounting fraud
  30. Accounting, creative
  31. Activism over the internet
  32. Activists
  33. Ad hominem attack
  34. Advance-fee fraud
  35. Advertising fund buys franchisor’s assets
  36. Advertising fund paid to executives
  37. Advertising fund put into general franchisor's coffers
  38. Advertising fund use disagreements
  39. Advertorial
  40. Advice from franchise lawyer only
  41. Affinity fraud
  42. Affordable, early and non-legal dispute resolution mechanism
  43. Afraid to talk
  44. Agree with proposed law or you get nothing
  45. Air of desperation
  46. Al Rosen
  47. Alan Eagleson
  48. Alberta Franchise Act, Canada
  49. Alcoholism
  50. Alien Tort Claims Act
  51. Alpha Male attorney
  52. Alternate dispute resolution, ADR
  53. American Association of Franchisees and Dealers, AAFD
  54. American Bar Association, Forum on Franchising
  55. American Dream
  56. American Franchisee Association, AFA
  57. Anchoring and adjustment heuristic sometimes leads to very bad decisions
  58. Anger
  59. Anonymous: leaderless on-line resistance subculture
  60. Anti-trust provisions not applied to franchising
  61. Antitrust violations
  62. Any pretence will do
  63. Apologists
  64. Appearance of government oversight
  65. Appraisals grotesquely inflated
  66. Appraisals, highest one chosen by lender
  67. Appraiser and lender has cozy, repeat-business relationship
  68. Appropriate franchise law
  69. Arbitrate or litigate?: Franchisors will do what is in their best interests
  70. Arbitration award overturned
  71. Arbitration conceals facts from public
  72. Arbitration decision can't be appealed
  73. Arbitration firms have repeat business from franchisors
  74. Arbitration is a private law that is much more influenced by money
  75. Arbitration, heavy upfront fees
  76. Arbitration, mandatory and binding
  77. Arbitration, transparent
  78. Architectural conservation
  79. Arthur Wishart Act (Franchise Disclosure), 2000, Canada
  80. Arthur Wishart Amendment Act (Franchise Disclosure), 2010, Canada
  81. Ask an experienced copper, regional banker or general lawyer what they think of franchising
  82. Asking the fox if the henhouse is safe
  83. Assault
  84. Asset appraisals inflated
  85. Asset-based lending
  86. Assets put in spouse's name
  87. Assets sold for fraction of cost or value
  88. Assuming a busy store is a profitable store can be very dangerous
  89. Attempt to pull down website/weblog/wiki
  90. Attempts to rehabilitate image
  91. Attorney seeds the destruction of his own client's case
  92. Australia Franchise Act
  93. Australian Competition and Consumer Commission, ACCC
  94. Australian state franchise legislation, 2010
  95. Authority and credibility of the state used to favor a specific corporation
  96. Auto dealers did not help strengthen general franchise law
  97. Award-winning franchisees
  98. Awareness
  99. Bad faith and unfair dealings
  100. Badge of Authority persuasive technique
  101. Bailiff throws equipment and supplies in street
  102. Bait advertising
  103. Ban corporate and union political donations
  104. Ban disclosure requirements as they give investors a false sense of security
  105. Ban fast food toys
  106. Ban gag orders
  107. Ban junk food
  108. Ban mandatory arbitration in franchise contracts
  109. Ban waivers of legal rights
  110. Bandwagon effect
  111. Bank account access by franchisor
  112. Bank Act, Canada
  113. Bank alerts franchisor of problem franchisee
  114. Bank allows franchisor to take money from franchisee's account over the lending agreement limit
  115. Bank calls in debt
  116. Bank card skimming fraud
  117. Bank CEO's pay
  118. Bank fails to inform Privacy Commission of breach
  119. Bank fraud
  120. Bank has a higher standing as creditor than fraud victims
  121. Bank of Montreal, BMO
  122. Bank of Nova Scotia, Scotiabank
  123. Bank pays franchisor with franchisee's funds
  124. Bank presents offer with material facts missing
  125. Bank refuses to provide mandatory documents
  126. Bank renegotiates loan with greater personal guarantees than allowed by law
  127. Bank stock price seemingly impervious to scandal
  128. Bank sues person they gave documents to
  129. Bank sues person who reported privacy violations
  130. Bank violates federal privacy laws
  131. Bank won't finance deal because they know something you don't
  132. Banker says franchised is less risky than independent business
  133. Bankrupt is bankrupt whether you put $1 or $1 million in at first
  134. Bankruptcies, several
  135. Bankruptcy
  136. Bankruptcy lawyer going bankrupt
  137. Bankruptcy was inevitable the moment the contract was signed
  138. Bankruptcy, both franchisee and spouse
  139. Bankruptcy, first the company and then you personally
  140. Banks
  141. Banks allegedly mastermind fraud
  142. Banks are industry cheerleaders
  143. Banks as fraud victim
  144. Banks collude
  145. Bar associations
  146. Barfblog.com: the straight goods on food safety
  147. Bargaining
  148. Basic legal standards inapplicable to franchisees
  149. Be your own boss
  150. Beggars can't be choosers: take what you're given and shut up
  151. Believe and Succeed mantra
  152. Bernard Madoff-type scheme
  153. Best to leave the country for awhile
  154. Betrayal
  155. Beyond the Tipping Point
  156. Bias: Fundamental attribution error (overvalue personality versus situation)
  157. Bias: Illusory superiority (overestimate positive and underestimate negative traits)
  158. Big Auto
  159. Big Franchising
  160. Big Grocery
  161. Big Grocery's food safety record
  162. Big Oil
  163. Big Pharma
  164. Big Tobacco
  165. Blackmail
  166. Blame the victim (Just-world effect)
  167. Blame themselves
  168. Blocking for the industry
  169. Blogs
  170. Blogs: most effective means to justice
  171. Blue chip
  172. Bob “Bhupinder” Baber
  173. Bootstrapping the assets of a corporation
  174. Boycott
  175. Boycott jurisdiction that has pro-franchisee policies
  176. Brand backlash: franchisees suffer because brand owners screw up
  177. Branding mumbo jumbo
  178. Breach of contract
  179. Breach of duty
  180. Breach of the covenant of good faith and fair dealing
  181. Breach of trust
  182. Bribery
  183. British Franchise Association, BFA
  184. Broken relationships, ruined lives and alienated children
  185. Build up the business so they can take it
  186. Bullshit baffles brains
  187. Bullying
  188. Business Development Bank of Canada, BDC
  189. Business model had never created adequate investor returns
  190. Buy local products
  191. Buying a job
  192. Buying an existing outlet even riskier than a new one
  193. Buying co-operatives
  194. Buying efficiencies never make it to franchisees
  195. Call for a public enquiry
  196. Call for franchise law
  197. Call for state to investigate their undue influence
  198. Call to investigate refusal to enforce their code of ethics
  199. Can’t sue
  200. Can’t talk to media
  201. Canada Small Business Financing Act
  202. Canada Small Business Financing program
  203. Canada: An unwise place to investCanada: An unwise place to invest
  204. Canada: white-collar crime haven
  205. Canada-U.S. relations
  206. Canadian Alliance of Franchise Operators, CAFO
  207. Canadian Broadcasting System, CBC
  208. Canadian competition rules a farce
  209. Canadian Franchise Association, CFA
  210. Canadian Imperial Bank of Commerce, CIBC
  211. Canadian securities regulation weakest link into North American capital markets
  212. Cancer
  213. Cannibalization of sales
  214. Cannon fodder
  215. Can't afford to sue
  216. Can't buy local producers' products
  217. Can't buy lower priced products
  218. Can't collect on court decision
  219. Can't sue: must arbitrate as defined by franchisor
  220. Can't talk to politicians
  221. Career Limiting Move, CLM
  222. Casinos used to launder money
  223. Catastrophic sales decline
  224. Cat's-paw: being used unwittingly to do another’s bidding
  225. Caveat emptor canard
  226. Celebrity endorsement
  227. Central commissary
  228. Centralized order taking system problems
  229. CEO pay package
  230. Change in store format
  231. Changes in established franchisor policy results in termination
  232. Chapter 11
  233. Character assassination
  234. Charade of public consultations
  235. Charity without hustling customers and franchisees
  236. Check kiting
  237. Chief Counsel, IFA
  238. Child labour
  239. Childhood obesity
  240. Churning (serial reselling)
  241. Civil actions are never heard before a jury in Canada
  242. Civil service refuses to answer request for information
  243. Class action lawsuits are an unproven form of remedy
  244. Class action lawsuits benefit lawyers, not franchisees
  245. Class action lawsuits forbidden in contract but allowed by Courts
  246. Class action only as good as the lawyers involved
  247. Class-action dead end
  248. Class-action lawsuits: lawyers take majority of risks & spoils
  249. Clinical depression
  250. Close store if staff unionizes
  251. Close ties: IFA & CFA
  252. Co-branding
  253. Co-branding forces untried/loser business model onto existing franchisees
  254. Co-branding promise works out for franchisors
  255. Co-branding: hitching future to a dying star?
  256. Code of ethics, a joke
  257. Code of ethics, almost never enforced
  258. Coerced waiver of jury trial
  259. Coerced waiver of legal rights, self
  260. Coerced waiver of legal rights, self & descendants
  261. Coerced waiver of punitive damages
  262. Cognitive Dissonance: stress caused by holding 2 contradictory opinions at 1 time
  263. Cognitive fluency: what is seen simpler, is perceived to be more true
  264. Collaborators
  265. Collective bargaining
  266. Collective bargaining used in franchise agreements
  267. Comedy
  268. Comments on article are interesting
  269. Commercially reasonable exercise of discretion
  270. Commission with investigation, publication and enforcement powers
  271. Communities ban franchises
  272. Companies' Creditors Arrangement Act, CCAA
  273. Company man
  274. Company-owned stores given preferential treatment
  275. Competence
  276. Competition Act, Canada
  277. Competition Bureau
  278. Competition rulings
  279. Complaint letter to franchisor's trade association
  280. Concept is a fad
  281. Confidence by the public is a necessity for any commercial activity
  282. Confidence game
  283. Confidence in judiciary eroded
  284. Confidentiality agreements masks opportunism
  285. Confidentiality provisions help all parties except the majority of franchise investors
  286. Conflict of interest
  287. Conflict of interest, trustee/consultant
  288. Congressional Hearings, United States, 1997
  289. Conspiracy
  290. Conspiracy to commit fraud
  291. Conspiracy to hide the true nature of events in order to avoid detection
  292. Conspiracy to market and sell a doomed to failure franchise
  293. Conspiracy to use unlawful means
  294. Contempt for democracy
  295. Contempt for the law
  296. Contempt of court
  297. Contingency fees
  298. Contracts across systems are virtually the same
  299. Contracts seen as unenforceable or void
  300. Controlling, trapping or defeating the franchisee
  301. Converted managers into franchisees
  302. Convicted felon
  303. Convicted fraud artist
  304. Convicted of spousal assault
  305. Cooperative business model
  306. Cooperative purchases by franchisees
  307. Cooperatively owned franchise system
  308. Corporate governance
  309. Corporate stores competing with franchisees
  310. Corporate stores get better deal than franchisees
  311. Corruption
  312. Cost of doing business
  313. Cost-benefit analysis
  314. Costs of scandals
  315. Counterfeiting
  316. Coupon programs (forced) destroy franchisee margins
  317. Courage
  318. Court decision favorable to franchisees
  319. Court decision never covers all franchisee's loses
  320. Courts extremely picky about shoddy disclosure practices
  321. Courts misunderstand relationship
  322. Courts refuse to renegotiate any business deals
  323. Credence good
  324. Credence good fraudulent expert
  325. Credence goods: taking advantage of the innocents
  326. Credibility
  327. Credit card fraud
  328. Credit note system
  329. Crime enabled by solicitor:client privilege
  330. Criminal charges
  331. Criminal interest rates
  332. Cross-default provisions (lose one store, you lose them all)
  333. Crown corporation
  334. Cruellest lies are often told in silence
  335. Cult-like activities
  336. Culture means much more than $ to some people
  337. Cultural louts
  338. Current franchisees can’t talk freely
  339. Customer list control moves from franchisee to franchisor
  340. Cyber-bullying
  341. Danger to self or others
  342. Darrell Donafon
  343. Dave Michael & Tony Fammartino
  344. David and Goliath story
  345. Deadbeat systems exported oversees to the unsuspecting
  346. Deanne de Leeuw
  347. Death
  348. Death threats
  349. Death wish
  350. Death-spiral financing
  351. Deborah Williams & Richard Welshans
  352. Debt is nullified
  353. Debt traps
  354. Deceit
  355. Deceptive business practices
  356. Deceptive marketing practices
  357. Deemed reliance
  358. Definition of what is a franchise is very broad
  359. Defrauded more than once
  360. Defrauding the public
  361. Dehumanization
  362. Delaware-based corporation
  363. Delay costs economy millions and millions
  364. Delay delivery to price fix
  365. Delusional or magical thinking
  366. Democracy: 4 wolves and 1 sheep decide what's for dinner
  367. Denied expansion for inappropriate reasons
  368. Deny expansion because of media, political or association involvement
  369. Deposit money not refunded
  370. Designed to fail as franchise investment
  371. Desperate to sell any franchise for any price
  372. Detrimental reliance
  373. Development agents really just mini-franchisors
  374. Development deal collapses before risk shifted from initial investors to sub franchisees
  375. Development deal hyperbole
  376. Dickhead franchisees
  377. Difference between appraised and market value equipment and leaseholds funds fraud
  378. Different deals for different dealers
  379. Difficult to trust again
  380. Difficulty in maintaining long-term relationships
  381. Digital advocacy
  382. Dire warnings unsubstantiated with data
  383. Disabled veteran
  384. Disbarred
  385. Disclosure document certificate
  386. Disclosure document is deficient
  387. Disclosure document is so deficient it is ruled no disclosure
  388. Disclosure document must be registered and valid
  389. Disclosure document must disclose all material facts
  390. Disclosure document must include third party contracts (suppliers)
  391. Disclosure document: best franchisor selling tool
  392. Disclosure document: one, bound and delivered at the same time
  393. Disclosure documents never given
  394. Disclosure documents not given within proper timeframe
  395. Disclosure laws do not reduce fraud
  396. Disclosure laws: 10 per cent solution
  397. Disclosure laws: false sense of security
  398. Discount programs destroy retail margins but boost wholesale profits
  399. Discrimination
  400. Disgraced attorney
  401. Disgruntled
  402. Dispute resolution
  403. Dispute resolution means franchisee goes broke
  404. Disputes heard on franchisor’s home turf
  405. Dissent
  406. Divide and conquer
  407. Divorce
  408. Do the old franchisees get the same deal as the new ones?
  409. Do what we say or we'll sue you
  410. Documents changed without authorization
  411. Dog and Pony show
  412. Don’t buy any franchise?
  413. Don’t owe your lawyer money
  414. Don't owe your franchisor money, ever
  415. Don't use a brand name franchise lawyer
  416. Drive them out of business
  417. Drive-thru
  418. Drop the lawsuit and we’ll give you what you want
  419. Drug distribution
  420. Due diligence
  421. Due diligence cannot predict or prevent post-sale franchisor opportunism losses
  422. Due diligence cannot stop a predatory franchisor in the future
  423. Due diligence is irrelevant
  424. Duty of care
  425. Duty of utmost good faith
  426. Duty to maintain a safe workplace
  427. Duty to Sovereign
  428. E. coli
  429. Earnings claim made
  430. Easy credit fuels worthless system sales
  431. Easy to sell around a disclosure document
  432. Economics
  433. Economics of monopoly (not free market)
  434. Economies of scale promise
  435. Edgar Allan Poe
  436. Emails, unauthorized sent to franchisees
  437. Emails, unauthorized sent to suppliers
  438. Embezzlement
  439. Emboldens industry bottom-feeders
  440. Emotional collapse
  441. Employee payments threatened
  442. Employee retaliates against food manufacturer by tampering with retail food products
  443. Employee retirement funds evaporate
  444. Employees misclassified as franchisees or independent contractors
  445. Encroachment (too many outlets put in territory)
  446. Encroachment, internet
  447. Endorsed mediation program, in 5 years used zero times
  448. Enron-like scandals
  449. Entire agreement clauses
  450. Envy
  451. Epiphany
  452. Evergreen renewals
  453. Everything’s got a crack in it: that's where the light comes in
  454. Eviction cheaper and faster than termination
  455. Evidence in court proceedings is destroyed
  456. Evil: the exercise of power to intentionally harm people
  457. Evils of the system defined in 1971 (Grange Report)
  458. Exclusive territory endangered
  459. Excuse du jour
  460. Excuse du jour, tight credit
  461. Executives create their own golden parachute
  462. Exempt from Ontario franchise law obligations
  463. Expand with another store across the street or we’ll sell to new franchisee
  464. Expands too quickly
  465. Exponential increase in franchise bar services ($ and influence)
  466. Expropriation without compensation
  467. Externalities: cheap business decision when someone else pays
  468. Extortion
  469. Extreme losses call for extreme remedies
  470. F.T.C. Public Comments, United States, 1997
  471. Faggot
  472. Fair dealings: treat assets as if they were their own
  473. False assumptions, multiple
  474. False earnings claims
  475. False hope
  476. False sense of security: doing pre-sale due diligence
  477. False success claims
  478. Family donates labor to keep franchise going
  479. Farce
  480. Fast food is addictive
  481. Fat tax: raising the cost of bad food choices
  482. Fear mongering
  483. Fear mongering to clients increases industry fee market
  484. Fear of bankruptcy delays the hard decisions
  485. Fear of poverty
  486. Fear, distrust, hate and contempt
  487. Federal insolvency laws used to shirk legal claims
  488. Fee reduction always has a catch
  489. Fee surprises at settlement time
  490. Feeble enforcement and prosecution
  491. Fell in love with the concept as a consumer, bought the franchise
  492. Feudal relationships
  493. Few barriers to entry
  494. Fiduciary duty
  495. Financial failure of first franchisee a material fact to the second
  496. Financing with 401k money is totally reckless
  497. Fine young cannibal
  498. First we kill the lawyers…
  499. Fixing sporting events
  500. Follow the money: franchising re-distributes (not creates) wealth
  501. Food criticism
  502. Food poisoning causing injury or death
  503. Food pulled from retail shelf (health hazard)
  504. Food safety
  505. Food supply security concerns
  506. Food tampering
  507. Food trucks
  508. Forced couponing
  509. Forced onto public assistance
  510. Forced ordering
  511. Forced to invest in unproven concept
  512. Forced to sell
  513. Forced to spend on renovations
  514. Forgiveness
  515. Forensic accounting
  516. Forgery
  517. Formal parliamentary public hearings
  518. Fox to guard the henhouse (self-regulation)
  519. Framing: people tend to reach conclusions based on the 'framework' of a situation
  520. FranchiseFool
  521. Franchise agreements are so complex, they are breached the moment they're signed
  522. Franchise agreements create a License to Lie, Cheat & Steal
  523. Franchise agreements virtually non-negotiable
  524. Franchise agreements: Masterpieces of deceptive wording and artful omission
  525. Franchise banker
  526. Franchise bar dream client
  527. Franchise bar provides plausible reasons
  528. Franchise bubble will crash much harder (non-franchised)
  529. Franchise business model perfectly suited to enable massive fraud
  530. Franchise consultant
  531. Franchise Commissioner
  532. Franchise consultant goes AWOL
  533. Franchise Council of Australia, FCA
  534. Franchise investors deprived of information
  535. Franchise law being ignored
  536. Franchise laws protect franchisors, not franchisees
  537. Franchise relationship sticks franchisee with legal liability
  538. Franchise Sector Working Team
  539. Franchise show
  540. Franchised store converted to corporate store
  541. Franchisee abandons their investment
  542. Franchisee advisory group (lap-dog)
  543. Franchisee gets cents, franchisor many $
  544. Franchisee is pawn in massive fraud
  545. Franchisee leader
  546. Franchisee repudiates loan
  547. Franchisee revolt
  548. Franchisee, independent contractor or employee?
  549. Franchisee-on-franchisee opportunism
  550. Franchisees accused of lying
  551. Franchisees are frequently the canary in the fraud mine
  552. Franchisees are practice clients that help keep the lights on until franchisor clients show up
  553. Franchisees are pawns in insolvency flip
  554. Franchisees buy franchise system
  555. Franchisees covered under consumer protection laws
  556. Franchisees dragged into complex legal dispute their franchisor created
  557. Franchisees' equity destroyed in unrelated part of trademark system
  558. Franchisees have no say on new brand
  559. Franchisees invited to switch to competitor's brand
  560. Franchisees more willing to speak up
  561. Franchisees move to buy system
  562. Franchisees not the only ones at risk
  563. Franchisees' law firm advertises it serves only franchisors
  564. Franchisees' spouses speak very powerfully
  565. Franchisees viewed as children
  566. Franchisees viewed as employees
  567. Franchisees who appear to have lost their mind
  568. Franchisees who are related to franchisor have advantage
  569. Franchises aren’t selling
  570. Franchises sold hard directly to those who have just lost their job
  571. Franchising a crown corporation
  572. Franchising is much more profitable to head offices than corporate stores
  573. Franchising is the most lucrative form of commercial lending
  574. Franchising Opportunism paper
  575. Franchising practiced the same, worldwide
  576. Franchisor abandonment
  577. Franchisor association not trusted by franchisees
  578. Franchisor association not trusted by politicians
  579. Franchisor association not trusted by professional journalists
  580. Franchisor association public relations machine
  581. Franchisor association still maintains fiction of representing franchisees
  582. Franchisor bankruptcy
  583. Franchisor cash flow cut by franchisees acting as one
  584. Franchisor cashs out
  585. Franchisor changes personal names
  586. Franchisor chooses to do nothing when told of investor losses
  587. Franchisor controls both wholesale costs and retail prices
  588. Franchisor controls retail prices
  589. Franchisor corporation created to fail
  590. Franchisor corporations designed to keep franchisee fees but shirk liabilities
  591. Franchisor cuts off supplies
  592. Franchisor defaulting on their debt
  593. Franchisor fails and consumers lose millions
  594. Franchisor financing: faster in, out & resold (serial bankrupts)
  595. Franchisor guarantees franchisee debt
  596. Franchisor has right to buy outlet before anyone else
  597. Franchisor held personally liable
  598. Franchisor in hiding
  599. Franchisor insolvency
  600. Franchisor insolvency, intentional
  601. Franchisor is wholesaler and retailer
  602. Franchisor keeps best sites for corporate storesFranchisor keeps best sites for corporate stores
  603. Franchisor knew they were selling money losing concepts
  604. Franchisor must approve new buyer
  605. Franchisor negligent in not protecting tradename
  606. Franchisor offers to help its franchisees go independent
  607. Franchisor overcharges for required products
  608. Franchisor owns more than one system (subsidizes dog from cash cow)
  609. Franchisor picks up stores for a song
  610. Franchisor refuses to negotiate
  611. Franchisor refuses to return franchisees' calls
  612. Franchisor responsible for a safe workplace
  613. Franchisor sells out
  614. Franchisor sells to competitor
  615. Franchisor sues candidate franchisee for not taking store
  616. Franchisor takes back high-volume store
  617. Franchisor takes franchisee store, gives to relative
  618. Franchisor takes franchisee store, resells to new dealer
  619. Franchisor takes franchisee stores
  620. Franchisor takes store and converts to corporate
  621. Franchisor trade association confirms franchisor opportunism is appropriate
  622. Franchisor tries to break franchisee association "union"
  623. Franchisor tries to take store without legal authority to do so
  624. Franchisor was once a franchisee
  625. Franchisor will appeal decision to gain time
  626. Franchisor withholds rent
  627. Franchisor's associate
  628. Franchisors push for weak national franchise law
  629. Franchisors want the minimum regulation they can get away with
  630. FranWhack: a system that is not investment-worthy
  631. Fraud
  632. Fraud financed by rigged appraisals used equipment & leaseholds
  633. Fraud is widespread
  634. Fraud mushrooms when regulation is dropped
  635. Fraud on the public purse
  636. Fraud victims changed deeply and often not for the better
  637. Fraud victims many times do not step forward
  638. Fraud, renovation
  639. Fraudster accountant
  640. Fraudster banker
  641. Fraudster broker
  642. Fraudster finance expert
  643. Fraudster franchisor
  644. Fraudster lawyer
  645. Fraudster real estate
  646. Fraudulent conversion
  647. Fraudulent conveyance
  648. Fraudulent inducement
  649. Fraudulent misrepresentation
  650. Fraudulent non-disclosure
  651. Fraudulently selling fraud insurance
  652. Free academic materials
  653. Free riding
  654. Freedom of information legislation
  655. Freedom of religion
  656. Freedom of speech
  657. Free-fall in fast-food industry worth
  658. Frenzied lobbying
  659. Fugitive from justice
  660. Fundamental human rights inconsistent with industry practice
  661. Funding for advocacy groups if you toe the line
  662. Futility of taking legal action
  663. Gag order (confidentiality agreement)
  664. Gag order muzzles self & descendants
  665. Gag order used to conceal criminal wrongdoing
  666. Gag order, court-mandated
  667. Gambling
  668. Gangland-style execution
  669. Gender discrimination
  670. Gender identity
  671. General counsel
  672. General disclosure worse than no disclosure
  673. Get promises in writing
  674. Good faith + fair dealings = false hope
  675. Good faith, fair dealing
  676. Good faith, fair dealing implied in United States law
  677. Good money after bad
  678. Gosh, we've never heard of that problem
  679. Gouging on supplies
  680. Government as system’s ultimate liar
  681. Government corruption
  682. Government guaranteed loan approved extremely quickly
  683. Government guaranteed loan disbursed before disclosure document seen
  684. Government guaranteed loan disbursed before franchise agreement seen
  685. Government guaranteed loan filled out by sales agent
  686. Government guaranteed loan made without proper security
  687. Government guaranteed loan misapplied
  688. Government guaranteed loan program very attractive to fraud
  689. Government guaranteed loans
  690. Government guaranteed loans used a great deal in franchising
  691. Government guaranteed loans, abolish program
  692. Government guaranteed loans, massive loan defaults
  693. Government guaranteed loans: program loses $1, franchisee families lose $10
  694. Government inquiries into franchise abuse allegations
  695. Government investigation
  696. Grand larceny
  697. Grange Report
  698. Greed
  699. Greenwashing: insincerely claiming to be environmentally friendly
  700. Gripe sites
  701. Gross margin controlled by franchisor
  702. Guilt: pain caused by doing what you know to be wrong
  703. Gullibility
  704. Hacktivism: internet social justice activists
  705. Half-truths
  706. Happy serfs
  707. Harassment
  708. Harold Brown
  709. Hates publicity
  710. Have needed more statistics for +30 years
  711. Head lease advantage
  712. Health consequences
  713. Health insurance gone
  714. Hefty severance packages
  715. Hepatitis
  716. Heuristics: rule of thumb decision making that can sometimes result in catastrophe
  717. Hidden agenda
  718. Higher profit than sales growth
  719. Higher short-term ROI to franchisor when churned (versus royalties)
  720. Hindsight Bias: tendency to view the past as more predictable than it was
  721. History is often re-written by the winners, aided by the unaware
  722. Honesty
  723. Hope springs eternal in the hearts of the delusional
  724. Horatio Alger story
  725. Horror stories are merely anecdotal
  726. Hostage taking
  727. House Debates, Legislative Assembly of Ontario, Canada
  728. House negro
  729. How much cash you put in at 1st is irrelevant
  730. Hubris
  731. I did drugs because I was sad
  732. I loved the product so much, so as a fool I bought a franchise
  733. I own the assets but the franchisor controls them
  734. Ideas once outrageous are now considered normal
  735. Identity
  736. Identity as a competent, logical and non-greedy person shattered
  737. Identity theft
  738. If it doesn't jingle, it doesn't count
  739. Ignore advocates and they’ll go away
  740. Ignores court orders
  741. Illusion of government oversight
  742. Imbalance of information and power
  743. Immigrants as prey
  744. Immunity from being sued
  745. Impertinence
  746. In business for yourself, not by yourself
  747. In protective custody
  748. Inattentional blindness: we fail to see what is right before us
  749. Income guarantees
  750. Income tax evasion
  751. Incompetent or predatory: for the small business investor, the outcome is the same
  752. Indemnification provisions
  753. Indentured servants
  754. Independence
  755. Independence, forced
  756. Independence, profits go up
  757. Independence: time to break the chain
  758. Independent businesses much higher profit than franchised ones
  759. Independent businesses survive longer than franchised ones
  760. Independent franchisee association
  761. Independent franchisee association betrayal
  762. Independent franchisee association funded by franchisor
  763. Independent franchisee association's directors terminated after franchisee's suicide
  764. Individuals with a very successful career history
  765. Industry “Better Business Bureau”
  766. Industry Canada
  767. Industry in disrepute
  768. Industry likes this regulator
  769. Industry research lacks independent verification
  770. Industry third party attacks
  771. Ineffective marketing
  772. Inexcusable actions
  773. Infamous trademark system
  774. Influence-peddling
  775. Inherited money targeted
  776. Initial public offering, IPO
  777. Injunction sought to halt termination
  778. Inside job
  779. Insider betrayal
  780. Insight into self
  781. Insolvency
  782. Insolvency strips employees' severance payments
  783. Insolvency trustee, consultant and auditor same firm
  784. Insolvent system renamed and sold to a relative
  785. Integral part of the deception
  786. Integration clauses
  787. Intentional franchisor insolvency creates huge fees for legal, accounting, consulting firms
  788. Intentional interference with economic relations
  789. International Franchise Association, IFA
  790. Internet anonymous posters protected
  791. Internet enables consumers to complain more and sooner
  792. Internet franchise-sales hype
  793. Internet information sharing
  794. Internet offshore gambling vulnerable to crime
  795. Internet, franchisor competes against franchisees
  796. Intimidation through lawyers
  797. Investment made during stressful life event
  798. Investments in franchising will stop & be lost if law passed
  799. Investor confidence crushed, no trust or buying
  800. Investors steered to specific attorney
  801. Iowa Franchise Investment Act
  802. It's not about the money
  803. Jackpot justice
  804. Jealously guarded monopoly on the provision of legal services
  805. Judge-made law: case law, applied common law principles
  806. Jumps bail
  807. Jury trial very rare in Canada
  808. Just a few bad apples
  809. Just World delusion: people get what they deserve in life
  810. Justice
  811. Justice delayed is justice denied
  812. Justice works best in the light of day
  813. Kidnapping
  814. Kill the messenger
  815. Kleenex system: tradename born to die quickly
  816. Knew, or could have reasonably been expected to know
  817. Knowledge management
  818. Knowledge: more pre-sale knowledge does not prevent opportunism during
  819. Konstaninos “Gus” Boulis
  820. Krispy Kreme stock model in the making?
  821. Labor cost minimization consequence
  822. Labor unrest
  823. Landlord accepts much less now or franchisor pushes franchisee and he gets 0%
  824. Landlord betrayal
  825. Landlord extorted through insolvencyLandlord extorted through insolvency
  826. Language shortcomings create a vulnerability
  827. Lapdog journalism
  828. Largest and oldest multi-store franchisees fail
  829. Law grinds the poor, and rich men rule the law
  830. Laws belong to citizens not to self-interested gatekeepers and their captured clients
  831. Lawsuit is frivolous, without merit and will defend vigorously
  832. Lawsuit that would crush whole sector
  833. Lawsuits just a cost of doing business
  834. Lawsuits, class action
  835. Lawsuits, group
  836. Lawsuits, individual
  837. Lawyer alert: advise only prospects with adequate legal due diligence budgets or risk being sued
  838. Lawyer drops client
  839. Lawyer for franchisor found liable for court costs
  840. Lawyer tampers with documents
  841. Lawyering up without 2nd opinion is a trap
  842. Lawyers becoming religious
  843. Lawyers being threatened with lawsuits for speaking out
  844. Lawyers can serve franchisors or franchisees, never both
  845. Lawyers issue threatening letters
  846. Lawyers must be stripped of self-regulation
  847. Lawyers sued by franchisor
  848. Lawyers threaten to get Code of Ethics complaint letter withdrawn
  849. Lawyers threatening franchisee advocates
  850. Leaderless Franchise Network, LFN
  851. Leader's defeat used to bully revolting franchisees
  852. Leadership development
  853. Learning is an assault on non-thinking stupors
  854. Lease controlled by franchisor
  855. Lease margins are an important source of franchisor revenue
  856. Lease obligations make franchisees pay even if not in business
  857. Leasehold improvements worth next to nothing
  858. Legal fees big part of total loss
  859. Legal fees unpaid
  860. Legalized extortion
  861. Legitimate Businessman's Social Club
  862. Lender's due diligence not done properly
  863. Lending duty
  864. Lending duty never enforced via regulation or litigation
  865. Lending is subject to expert fraud because it is a credence good service
  866. Lending risk much lower
  867. Les Stewart
  868. Lesser of two evils
  869. Libel chill
  870. Lies, damn lies and statistics
  871. Life savings gone
  872. Like a medieval marriage
  873. Lipstick on a pig
  874. Listeriosis
  875. Listing fees and inside money
  876. Live by the lawsuit, die by the lawsuit
  877. Living off the avails of prostitution
  878. Loan forgiven for franchisor executive
  879. Loan pushing
  880. Loan repudiation
  881. Loan servicers and brokers attracts fraud
  882. Loan sharking
  883. Loan-broker fraud
  884. Loans to be paid but no asset received
  885. Lobbying power
  886. Local suppliers with no shelf space
  887. Localwashing: insincerely claiming to source products locally
  888. Location chosen by franchisor
  889. Lorn Austin, Lorne Austin, Lawrence Austin
  890. Loser pays court costs
  891. Losing money hand over fist
  892. Loss Aversion: people dislike losing much more than winning (the same $)
  893. Lost homes
  894. Love money
  895. Low investor confidence
  896. Lower quality franchisees
  897. Loyalty program
  898. Ludicrous demands
  899. Mad as hell not going to take it anymore
  900. Mail fraud
  901. Malfeasance
  902. Mandatory membership in associations
  903. Manipulate stock prices
  904. Marketing advisory council, national, franchisee
  905. Mask of respectability
  906. Massive defaults
  907. Material facts were not disclosed
  908. Material risks cannot be accurately determined before you sign
  909. Materially misleading information
  910. McBooze
  911. McCruelty
  912. McDonald’s not so lily white
  913. McDonald’s of…
  914. McDonald's less willing to be the poster boy for industry success/failure
  915. McFat
  916. McJob
  917. McLaw: toothless legislation designed to protect the dominant parties
  918. McLibel
  919. McStumble
  920. Media informs trade association their member is a convicted fraud artist
  921. Media is not interested in some stories
  922. Media is sued
  923. Media outlet "puts on" the franchise industry
  924. Mediation
  925. Mediation: information gathering that aids the destruction of valid legal claims
  926. Mental health destroyed
  927. Mergers and acquisitions
  928. Mergers and acquisitions: nearly half fail financially
  929. Military pension will delay financial collapse
  930. Military pension will subsidize the intentionally-designed deadbeat outlet
  931. Minimum wage increase opponents
  932. Ministry of Government and Consumer Services, Ontario
  933. Misleading advertising
  934. Misrepresentations
  935. Model of de-regulated free-marketeers
  936. Modern franchising is fundamentally undemocratic
  937. Mom-and-Pop franchisees at greatest risk
  938. Money influencing public decision-making
  939. Money laundering
  940. Money pit franchise
  941. Money swears
  942. Monopoly or near-monopolies creates sub-optimal capital allocations
  943. Moral Hazard: a party insulated from risk behaves differently than if the full risk were present
  944. More one-sided information leads to greater deceit
  945. Mortgage fraud
  946. Most lucrative form of commercial lending, franchising
  947. Mould
  948. Multi unit carrot
  949. Multiple corporations protect majority shareholders' interests
  950. Multiple voting shares
  951. Multi-tradename franchisors are often the most ruthless
  952. Murder
  953. Must arbitrate disputes, cannot litigate
  954. Must buy entirely useless goods and services
  955. Must buy only through franchisor (tied buying)
  956. Must lease, not buy, land and/or building
  957. Must pay future royalties, even when the franchise fails (liquidated damages)
  958. Must sell business (eventually) through franchisor
  959. Must use franchisor's credit card processing company
  960. Must work only as a franchisee
  961. Mutual funds
  962. My franchise was a prison
  963. Myth
  964. Name and shame campaign
  965. Narcissism
  966. National association claims it represents franchisees but retreats when questioned
  967. National cultural icon?
  968. National press coverage
  969. National regulator
  970. Natural regulation: Taking enforcement into your own hands
  971. Neanderthal thinking
  972. Necessary illusions
  973. Negligence
  974. Negligent misrepresentation
  975. Nepotism: favoritism granted to relatives or friends regardless of merit
  976. Network effects: unintended consequences when dealing with communities
  977. Neuroeconomics: the study how people make decisions (psychology, economic & neuroscience)
  978. New agreement is much worse
  979. New buyer must sign current, often less favorable, contract
  980. New franchise law means franchisors will boycott market (unsubstantiated fear mongering)
  981. New franchisor brings new false hope
  982. New franchisor may be nastier than the old one
  983. New franchisor means worse deal
  984. Next to impossible to sell any franchise
  985. No duty of care to public
  986. No franchisor support
  987. No justice in legal system
  988. No love lost, apparently
  989. No numbers to back up dire predictions
  990. No program evaluation being done by government
  991. No protection from monopoly
  992. No real penalties for abuse of federal insolvency laws
  993. Non-bank lender
  994. Non-compete restrictions
  995. Non-compete restrictions defeated
  996. Non-compete restrictions not enforced in California
  997. Nothing but cold calculation
  998. Nothing personal, it's just business
  999. Nutrition labeling
  1000. Obesity
  1001. Obstruction of justice
  1002. Odious debts
  1003. Offered much less than market value of franchise
  1004. Office of the Superintendent of Financial Institutions, Canada
  1005. Officials fail to freeze assets
  1006. Old-fashioned idea that politicians are relevant
  1007. Oligopoly: operates essentially the same as a monopoly
  1008. Ombudsman
  1009. Ombudsman for Banking Services and Investments, Canada
  1010. Ombudsman, franchisee must sign gag order 1st
  1011. Ombudsman, funded by franchisors & suppliers
  1012. Ombudsman, no franchisee accountability
  1013. Ombudsman, risk of information going to franchisor
  1014. On Cooling the Mark Out (Erving Goffman)
  1015. One franchisee turned against the other (action very difficult)
  1016. One of us
  1017. Online reputation grows exponentially
  1018. Only 3 ways out: resell to next loser, independence & be sued or abandon and go bankrupt
  1019. Only interested in good news stories
  1020. Only offered a fraction of what business is worth
  1021. Only one side presented
  1022. Only opening new stores for the quick cash grab
  1023. Only saw bank official once before loan granted
  1024. Ontario Provincial Police
  1025. Ontario Public Hearings, Canada, 2000
  1026. Ontario Securities Commission
  1027. Ontario: population and economic provincial powerhouse of Canada
  1028. Operating losses from Day 1
  1029. Opinions at odds with the Minister
  1030. Opportunism Test: If asset ownership were reversed, would decision likely change?
  1031. Opportunism: contract creates powers which are used to strip investor value during relationship
  1032. Opportunism: self-interest with deceit
  1033. Opportunity Knocks, John Lorinc
  1034. Opposed bankruptcy discharge
  1035. Opposition to fake franchisor insolvency and ownership flip
  1036. Order of Canada recipient
  1037. Organized crime
  1038. Organized crime infiltrates legitimate businesses
  1039. Outrageous fees
  1040. Outright scam
  1041. Outstanding investigative journalism
  1042. Overconfidence effect
  1043. Overstatement of sales and profits
  1044. Overt influence of trade association
  1045. Own worst enemy
  1046. Paid informers
  1047. Parliamentary privilege
  1048. Past the Tipping Point of public contempt for franchising
  1049. Pawns in a game they can't win
  1050. Perception is that it’s a franchisor program
  1051. Perjury
  1052. Personal assets pledged to cover business
  1053. Personal guarantee forged by franchisor
  1054. Personal guarantees cause good money to go after bad
  1055. Personal Information Protection and Electronic Documents Act, Canada
  1056. Personality disorders
  1057. Persuasion
  1058. Petition sent to parliament
  1059. Philanthropy
  1060. Physical health deterioration
  1061. Piling on: franchisor can afford a few awards but not hundreds
  1062. Point of Sale card skimming fraud
  1063. Police can’t/won't investigate losses less than $250,000
  1064. Police dump cases because of budget constraints
  1065. Police intervention
  1066. Polishing a turd of an argument
  1067. Political champions
  1068. Political contributions by franchisors (v. franchisees)
  1069. Politicians helping their friends
  1070. Politician's news release
  1071. Politicians openly shilling for corporations
  1072. Politicians refuses to answer request for information
  1073. Politics is vulnerable to expert fraud because it is a credence good
  1074. Ponzi (pyramid) scheme
  1075. Pooled money
  1076. Portrait of a franchisor
  1077. Possession for the purpose of trafficking
  1078. Potemkin village
  1079. Poverty
  1080. Power to publish offenders name
  1081. Predatory actions
  1082. Predatory franchise lending
  1083. Predatory franchising makes more money selling than operating system
  1084. Predatory lending
  1085. Predictably Irrational: people act less rationally than you can ever imagine
  1086. Pressured to break 3rd party contract
  1087. Preying on the economically poor
  1088. Price discrimination
  1089. Price fixing
  1090. Price maintenance
  1091. Price wars
  1092. Prime bank fraud
  1093. Prince Edward Island Public Hearings, Canada, 2001
  1094. Prison time needed to reduce white-collar crime
  1095. Prison time potential
  1096. Privacy breaches a prerequisite for fraud
  1097. Privacy Commissioner of Canada
  1098. Privacy laws violated
  1099. Private detective used
  1100. Private equity
  1101. Private eyes used to spy on franchisees
  1102. Private Members’ Bill
  1103. Private right of action
  1104. Privatization of utilities by franchising
  1105. Pro forma income statements questions
  1106. Proceeds of crime
  1107. Product liability
  1108. Professional hit
  1109. Professional misconduct
  1110. Professional negligence
  1111. Professional self-regulation
  1112. Professor Gillian K. Hadfield
  1113. Professor John Kenneth Galbraith
  1114. Professor Lorelle Frazer
  1115. Professor Marshall McLuhan
  1116. Professor Philip Zimbardo
  1117. Professor Timothy M. Bates
  1118. Profits from one franchise system sucked out to subsidize another one
  1119. Profits from one store subsidize another
  1120. Profits grow much faster than revenue
  1121. Promissory notes
  1122. Propaganda, thought-terminating cliches, The Big Lie
  1123. Prospect Theory: loses hurt much, much more than comparable gains
  1124. Protect gross negligence, wanton recklessness and intentional misconduct
  1125. Protection money
  1126. Protest, rally and demonstration
  1127. Proven business model?
  1128. Psychological denial
  1129. Psychological testing
  1130. Psychopathology
  1131. Psycho-social hazard
  1132. Public corruption
  1133. Public mischief
  1134. Public perception of sleaze and greed
  1135. Public trust in food safety diminished
  1136. Pump-and-dump scheme
  1137. Punished for talking to peers
  1138. Punished for talking to police
  1139. Punished for talking to press
  1140. Punitive, exemplary and/or aggravated damages
  1141. Put personal assets in someone else's name
  1142. Qualify as franchisee if you fog a mirror & the check clears
  1143. Quality industry leadership breeds similar managers and workers
  1144. Queen's Counsel
  1145. Quiet settlement
  1146. Race
  1147. Racketeering
  1148. Raining litigation
  1149. Ransom
  1150. Rate of return on investment
  1151. Ray Borradale
  1152. Rebate sharing
  1153. Rebranding financed by adding more government guaranteed loan
  1154. Rebranding is a great way to raise franchisor revenue
  1155. Rebranding usually hides real objective
  1156. Refranchising: corporate stores converted to franchised
  1157. Refusal to acknowledge independent franchisee association
  1158. Refusal to renew contract
  1159. Refused to answer politician’s question
  1160. Refuses to accept complaint
  1161. Refuses to answer journalist's questions
  1162. Refuses to back loan applications
  1163. Refuses to investigate complaints
  1164. Refuses to take client
  1165. Register franchisees and franchisors
  1166. Regulator already has enough power but they don't use it
  1167. Regulators only pick on those who can't defend themselves
  1168. Regulators pushed to act by internet activism
  1169. Regulatory capture breeds its own incompetence
  1170. Related scammers
  1171. Relationship legislation
  1172. Relative of franchisor buys assets from Trustee
  1173. Relative of franchisor owns construction company
  1174. Religion as sheep’s clothing
  1175. Renewal of contract contingent on franchisee waiving all legal rights
  1176. Renewal of contract denied
  1177. Renewing contract much tougher
  1178. Rent increase
  1179. Rent payments withheld
  1180. Renting a business causes problems down the road
  1181. Reparations
  1182. Reporter, not bank, notifies authorities
  1183. Reputation management
  1184. Reputation registry
  1185. Reputation self-immolation
  1186. Reputational risk
  1187. Resale or transfer store through franchisor to new franchisee
  1188. Resale permission unreasonably withheld
  1189. Resale value set by franchisor
  1190. Resales (after termination) seen as a profit center
  1191. Rescission
  1192. Reserves a veto over any legislation
  1193. Re-sold at a heavy loss
  1194. Responsible for a loan they did not sign for
  1195. Restoring investor confidence
  1196. Restraining order
  1197. Restrict gag orders
  1198. Restructuring is used to cull dealers
  1199. Restructuring legislation is deficient
  1200. Retaliation
  1201. Retire Ronald McDonald
  1202. Return on investment
  1203. Reverse onus on good faith and fair dealing
  1204. Ridicule
  1205. Right of first refusal
  1206. Right to associate
  1207. Right to associate and right to harass
  1208. Right to associate means the right to collective bargaining
  1209. Right to associate means the right to sue as a class action
  1210. Right to choose suppliers, buy from competitor
  1211. Risk compensation
  1212. Risk Homeostatis Theory, Gerald J. S. Wilde
  1213. Risk much higher for franchisee than independent business
  1214. Robber baron
  1215. Rogue operators adapt much quicker than oversight agencies
  1216. Romanian credit card skimming gangs
  1217. Royal Bank of Canada
  1218. Royal Canadian Mounted Police, RCMP
  1219. Royalty fees: don't pay franchisor, pay me (your attorney)
  1220. Royalty payment reductions can be negotiated
  1221. Royalty payments withheld
  1222. Rules of Professional Conduct
  1223. Rules for Radicals: make them play by their own rules
  1224. Run by franchisees, for franchisees
  1225. Run the billable hour clock
  1226. Russian mafia
  1227. S. G. M. Grange, Q.C.
  1228. Sabotage
  1229. Sales agent shenanigans
  1230. Sales, understating
  1231. Salmonella
  1232. Same-store sales drop
  1233. Satire: foolishness held up for examination
  1234. Saturates markets through multiple distribution channels
  1235. SBA 7a loans used to fuel franchise bubble
  1236. Scapegoating
  1237. Scum
  1238. Secret kickbacks and rebates
  1239. Secret offshore accounts
  1240. Secured creditors (banks) 100% covered in dodgy insolvency
  1241. Securities fraud
  1242. Securitization
  1243. Seduction
  1244. Self-confidence destroyed
  1245. Self-delusion
  1246. Self-help: take your own store back, de-brand and run to fund a fight
  1247. Self-regulating professionals does not protect consumers
  1248. Self-represented litigants
  1249. Sell or we will sue you
  1250. Selling around a disclosure document
  1251. Selling franchisee won’t sell a new franchisee a financial time bomb
  1252. Selling franchises same as stocks, mutual funds, lending, and securities
  1253. Selling price inflated by easy credit bubble
  1254. Seminar selling
  1255. Sets up competing distribution channel
  1256. Settlement just a tiny fraction of original claim
  1257. Settlement just covers fees
  1258. Severance package financing dream
  1259. Sexual assault
  1260. Sexual orientation
  1261. Sham corporate structures designed to evade responsibility
  1262. Sham of self-regulation
  1263. Shame - Humiliation emotion
  1264. Sharecropping
  1265. Shareholder activism forces franchisor action
  1266. Shell companies
  1267. Shigella
  1268. Shill: banker
  1269. Shills
  1270. Shocked, I tell you: just shocked
  1271. Short- or forced-shipping
  1272. Short-term profits to franchisor much higher with cannon fodder investors
  1273. Should anyone trust anything associated with franchising anymore?
  1274. Shunned
  1275. Sign away human rights and legal remedies
  1276. Signed only last page of form but several copies
  1277. Signs that potential franchisees are nervous and aren’t buying
  1278. Sincere ignorance
  1279. Sincerity
  1280. Siren song
  1281. Situationism psychology: people are influenced by external factors more than internal traits
  1282. Slander
  1283. Slap on the wrist for white-collar crime
  1284. Slime
  1285. Slow food movement
  1286. Slush funds
  1287. Small Claims Court no solution
  1288. Smartest guy in the room
  1289. Smuggling
  1290. Social justice
  1291. Social media marketing
  1292. Social media triggers unskilled franchisor reaction
  1293. Social proof: in new situations, you assume others know more so you follow their lead
  1294. Social responsibility is a sales gimmick
  1295. Sold but not opened, SNO
  1296. Sold during time of psychological vulnerability, especially unemployment
  1297. Sold for as much as much as they can get (next-to worthless)
  1298. Sold only to people with no small business experience (very naïve)
  1299. Sold to dodge legal actions
  1300. Sold used equipment when franchisee thought it would be new
  1301. Sold useless or inappropriate equipment
  1302. Solicitation to commit first-degree murder
  1303. Solicitor-client privilege used to shield white-collar crime (self and others)
  1304. Some of the nastiest predators run several tradename systems
  1305. Sophism: an argument used to deceive
  1306. South Sea Bubble
  1307. Spartacus effect: folk heroes are made when bullies strongly retaliate
  1308. Specific contract terms trumps all general good faith/fair dealings obligations
  1309. Spin over substance?
  1310. Sports and criminal organizations
  1311. Spouse can sue for losses also
  1312. Spouse dragged into negative investment
  1313. Spouse must never sign any document
  1314. Spouse needs independent legal advice
  1315. Stalking horse bid
  1316. Starts 2nd system from insolvent 1st
  1317. State refuses to even listen
  1318. State sanction
  1319. Stay out of group lawsuit and I’ll pay you
  1320. Stock manipulation alleged
  1321. Stock market pressures make franchisor push system sales higher and higher
  1322. Stock price plummetsStock price plummets
  1323. Stop territorial protection at contract renewal
  1324. Stopped paying royalties
  1325. Store never opened, SNO
  1326. Stores shuttered
  1327. Strategic lawsuit against public participation, SLAPP
  1328. Strong back and weak mind
  1329. Structured finance deals
  1330. Sub-prime lending
  1331. Sub-prime lending practices done in franchising
  1332. Success or failure have largely to do with luck
  1333. Success or failure is within the direct control of the individual franchisee
  1334. Success rate, 95 per cent
  1335. Success rate, Timothy Bates’ study
  1336. Success rate, we don’t know
  1337. Success rates fudged
  1338. Success will happen if I work harder
  1339. Successful for the middleman
  1340. Sue first and ask questions later
  1341. Sue lender for failing to do their lender's due diligence
  1342. Sue the accountant
  1343. Sue the appraiser
  1344. Sue the bank
  1345. Sue the franchisee association and executives
  1346. Sue the lawyer
  1347. Sue the lawyer that created the disclosure document
  1348. Sue the regulator
  1349. Sue the sales agent
  1350. Suicide
  1351. Suicide committed in franchised store
  1352. Sunshine is the best disinfectant
  1353. Sunk cost
  1354. Sunk Cost Fallacy: very hard to resist putting good money after bad
  1355. Sunk costs: franchisee's trapped capital keeps them chained to treadmill
  1356. Supplier kickbacks
  1357. Suppliers and landlords act as if they were the franchisor
  1358. Supply chain management innovation
  1359. Supply margins are a hidden added royalty payment
  1360. Supreme Court of Canada
  1361. Survivability (franchisee and franchisor)
  1362. Susan Kezios
  1363. Suspiciously high earnings growth
  1364. Symbiotic relationships (industry, banks, lawyers)
  1365. Sympathy for the franchisor
  1366. System designed to fail for franchisees
  1367. System is collapsing
  1368. System ownership changes very frequently
  1369. Tacit approval
  1370. Take what I give you or abandon 100% of your investment
  1371. Take what you're given for a law or you get nothing
  1372. Talk to former franchisees
  1373. Targeting children
  1374. Tax fraud
  1375. Tax havens make tracing proceeds of crime impossible
  1376. Tax subsidy
  1377. Taxpayers end up paying for private gain
  1378. TD Canada Trust
  1379. Telemarketing fraud
  1380. Telephone number controlled by franchisor
  1381. Terminate or buy off franchisee leaders
  1382. Terminated by form letter
  1383. Termination of franchisee, mass
  1384. Termination of franchisee, single
  1385. Termination threats
  1386. Terrorism
  1387. Terrorizing franchiseesTerrorizing franchisees
  1388. Test for franchisee, independent contractor or employee
  1389. The burned hand teaches best
  1390. The Fixer fixes for a hefty price
  1391. The game is rigged
  1392. The key is to commit crimes so confusing that police feel too stupid to even write a crime report about them
  1393. The Long Con: prick your own IPO bubble, walk and keep your mouth shut
  1394. The Toronto Star
  1395. Theft
  1396. There's a sucker born every minute
  1397. Therese Evans
  1398. Thin-skinned politicians not doing their duty
  1399. Threatening letters
  1400. Threatening staff
  1401. Threatens to drop client
  1402. Threats against franchisee advocates
  1403. Threats against supporters of franchisee association
  1404. Threats of lawsuits
  1405. Threats of physical violence
  1406. Threats toward politicians by franchisors
  1407. Tied contracting
  1408. Tier 2 lawyers
  1409. Time delays makes collection of future court awards impossible
  1410. Tip of the iceberg
  1411. Tobacco industry-type defence
  1412. Token gesture
  1413. Tony Martin
  1414. Toothless law
  1415. Toronto: international telemarketing fraud capital
  1416. Torture
  1417. Tougher to sell franchises
  1418. Towers of gold, feet of clay
  1419. Trade association fronts and defends best and worst franchisors
  1420. Trade association membership a bogus "Good Housekeeping Seal of Approval"
  1421. Trade association propaganda
  1422. Trade association tells elected officials how to do their job
  1423. Trade payable debt used to dominate
  1424. Trade show are where the greatest lies are told
  1425. Trade shows a major source of revenue for franchisor associations
  1426. Trademark
  1427. Trademark infringement cited as reason for litigation
  1428. Trademark re-acquired by franchisor after insolvency
  1429. Trademark secured by surviving franchisees
  1430. Trading in false hope
  1431. Trafficking a controlled substance
  1432. Tragedy of the commons
  1433. Trans fatty acids
  1434. Trap for the trusting
  1435. Tremendous desire to warn others
  1436. Trespass orders
  1437. Trial decision always appealed
  1438. TrustTrust
  1439. Trust account irregularities
  1440. Trustee/consultant does mass terminations during protection to flip to new owner
  1441. Truth
  1442. U.S. expansion is graveyard for many Canadian businesses
  1443. U.S. Federal Bureau of Investigation, FBI
  1444. U.S. Federal Trade Commission, FTC
  1445. U.S. Oversight Hearings on the Franchise Relationship, 1999
  1446. U.S. Securities and Exchange Commission, SEC
  1447. U.S. Small Business Administration, SBA
  1448. U.S. subprime mortgage scandal
  1449. U.S. Supreme Court
  1450. Unauthorized funds transfer by bankUnauthorized funds transfer by bank
  1451. Unbridled corporate power
  1452. Uncharacteristically shy with media requests
  1453. Uncle Tom-ish comments
  1454. Unconscionable conduct
  1455. Undercapitalized
  1456. Undue influence
  1457. Unfunded taxpayer liability
  1458. Uniform Franchise Offering Circular, UFOC (FDD)
  1459. Uniform international franchise law
  1460. Uniform national franchise law means a uniformly weak one
  1461. Unilateral changes in business model drive franchisees' profits down
  1462. Unilateral fines
  1463. Unintentional or hidden franchises
  1464. Unionization
  1465. Unionization is a constitutional right
  1466. Unions hold management accountable
  1467. Universities provide unbiased expert knowledge and pursue objective truth
  1468. Unjust enrichment
  1469. Unpaid government obligations
  1470. Unproven business model
  1471. Unreasonably withholds consent
  1472. Unrelated franchisor investment sinks franchise system
  1473. Unsafe at any Brand?
  1474. Unsecured creditors get next to nothing
  1475. Unskilled and unaware bias (Dunning–Kruger effect)
  1476. Unsophisticated buyers
  1477. Uttering threatsUttering threats
  1478. Vacuum of information favours dominant party
  1479. Variable rate royalty fees
  1480. Veil of secrecy
  1481. Vendor incentives
  1482. Very low lending loss risk
  1483. Veterans Transition Franchise Initiative, VetFran
  1484. VetFran has lots of predatory systems
  1485. VetFran: fish in a barrel
  1486. Vicarious liability
  1487. Victims are highly intelligent and educated
  1488. Vigilantism
  1489. Violated
  1490. Violence
  1491. Waiver of legal rights
  1492. Wanted: sheep
  1493. War of attrition
  1494. Was new franchisor money really old $ siphoned off before false insolvency was declared?
  1495. Watchdog fails to bark
  1496. We have no franchisee failures
  1497. We will bankrupt you
  1498. Weak law worse than no law
  1499. Weak security costs public millions $
  1500. Wealth is meant to be re-distributed (not created)
  1501. Weapons of Influence: Authority
  1502. Weapons of Influence: Commitment and Consistency
  1503. Weapons of Influence: Liking
  1504. Weapons of Influence: Reciprocity
  1505. Weapons of Influence: Scarcity
  1506. Weapons of Influence: Social Proof
  1507. Were in default for some time: why terminate now?
  1508. What does the independent franchisee association say?
  1509. When fraud is alleged, politician turns to group that represents perpetrators
  1510. When the franchisor tanks, so does the franchisee
  1511. Where is the franchisor hiding? contest
  1512. Whistleblowers
  1513. Whistleblowers protected
  1514. White man's burden
  1515. White-collar crime has stiff penalties
  1516. White-collar crime is widespread
  1517. White-knight lawyer turns black
  1518. Who pays for the research?
  1519. Who selected these allegedly moron franchisees in the first place?
  1520. Why franchisors sublease to franchisees
  1521. Why should we care? It's not our money.
  1522. Why terminate now since I owed money for some time?
  1523. WikidFranchise.org
  1524. WikiLeaks
  1525. Wiki: a franchisee-created wiki made from your franchisor's documents
  1526. Wild West of the business world
  1527. Will work even when Variable costs > than Selling price
  1528. Wire fraud
  1529. Wiretap authorization virtually impossible if a lawyer is the target
  1530. Wiretaps
  1531. Withholding fees is extremely hazardous
  1532. Withholds evidence in court proceedings
  1533. Within the four corners of the contract
  1534. Without conscience
  1535. Witness tampering
  1536. Wolf in sheep's clothing
  1537. Won't get fooled again
  1538. Work as employee inside system before investing
  1539. Workplace bullying
  1540. Workplace safety
  1541. Workplace violence
  1542. World Franchise Council
  1543. Would you advise anyone to buy into your system?
  1544. Would you do it over again?
  1545. Write a letter of complaint
  1546. You can’t con an honest man
  1547. You get what you pay for as a franchisee
  1548. You may not be the 1st but you could be the next
  1549. You'll sign anything to get 15% of what you put into it back
  1550. Zone pricing: franchisees pay more for same quality, same geography
Unless otherwise stated, the content of this page is licensed under Creative Commons Attribution-ShareAlike 3.0 License